How credit scores and reports work, what a default or CCJ actually means, the rules lenders and debt collectors must follow, and how to complain to a firm and then to the Financial Ombudsman. Includes template letters for disputes, affordability complaints and requests for your data.
What this section covers
- How credit scores and reports work, and how to read yours
- Defaults, CCJs and what they actually mean
- The rules lenders and debt collectors must follow
- Complaining to a firm and then to the Financial Ombudsman
- Template letters for disputes, affordability complaints and data requests
New articles are published under Your Rights, Complaints, Template Letters.