Debt relief orders, individual voluntary arrangements, bankruptcy, debt management plans and breathing space, each explained in plain English with who qualifies, what it costs, how long it lasts and what it does to your credit file. A numbered path through choosing between them, and where to get free regulated advice.
What this section covers
- Debt relief orders: who qualifies, what they cost, what they do to your file
- Individual voluntary arrangements and bankruptcy, compared plainly
- Debt management plans and informal arrangements
- Breathing space: the legal pause and how to use it
- Where to get free, regulated debt advice for your own case
New articles are published under Debt Options, Breathing Space, Credit Reports.